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How to File a Boat Accident Claim

Boating is often fun and thrilling, but it can quickly become dangerous if not careful. Boats must also follow strict safety rules to avoid injuries.

If you have been injured in a boating incident, you may be entitled to compensation for medical bills and property damage. To increase your chances of winning you should speak with a reputable New York boat accident attorney.

1. Gather Evidence

When someone experiences an accident on the water the first step is to collect evidence and then contact an attorney. It is also crucial to seek medical attention immediately for any injuries that might have occurred. To support a claim medical records and other evidence is needed. This includes both future and present medical expenses as well as loss of earnings or earning potential, property damage and other non-economic damages, like suffering and pain.

Video and photographs can help preserve evidence from the scene of a boating incident. Eyewitness testimony can be an invaluable evidence source since it can provide details about the collision that otherwise would be overlooked. You can also use police and incident reports to create the timeline.

A lawyer who is experienced can review the evidence to determine who is liable for the victim's injuries or losses. A successful negligence case for an accident involving a boat usually involves multiple liable parties including the boat accident lawyers operator and the manufacturer or owner of the watercraft.

An experienced lawyer can handle all communication between victims and insurance providers involved in the victim's compensation claim. A lawyer can stop victims from saying anything that could be used against them in court, and they can also assist victims get fair settlements for their losses.

2. Report a crime

In the event of a boating crash, the first thing you should do is ensure that everyone is secure. Then, you should call local law enforcement agencies and complete a report on the incident. According to the laws of the state and regulations, you may have 48 hours to file an account in the event of death or serious injury that requires medical attention beyond basic first aid. Alternatively, you may have ten days to file a claim when the accident causes more than $2,000 in damages or the boat is damaged.

You should also remain at the site of the accident and assist other boats or people, if you can, without putting at risk your safety or that of the victims. This will allow the law enforcement officer to note important information, such as how the accident occurred and who was on the boat at the time of crash and what caused it.

Even experienced and well-trained boaters may be involved in accidents on the water because of negligence of another. A skilled attorney can identify the negligent party responsible for your injuries, and assist you seek compensation. The types of damages that are recoverable include medical expenses, property damage, and financial losses. A lawsuit against the responsible party may also result in monetary compensation for your discomfort and pain, loss of quality life, as well as emotional distress caused by the accident.

3. Check for damage

After medical professionals have examined all injuries and found that everyone is in a safe location it is crucial to take a good look at the damage to the boat. You must now begin thinking about your insurance policy.

A surveyor will be assigned to your claim and will visit to examine any damage that was caused by the accident. They will compare what you originally reported with the damage and begin to calculate the value of the damage.

Most boat accidents are the result of a mix of factors and it's not always possible to control all of them. If there was a manufacturer defect on the boat itself it is possible to bring a claim of product liability against the manufacturer of the boat.

In these situations, it is essential to hire a lawyer who has experience in handling boating claims because they are able to create an airtight case to prove that the manufacturer is responsible for the accident.

It is important to remember that different types of boats are covered by insurance policies in different ways. For instance, homeowners insurance will typically only cover smaller boats that have an engine with less than 50 HP. This means that jet skis, airboats, and larger vessels won't be covered by homeowner's insurance.

4. Contact an attorney

Inform your insurance company when you feel safe and have visited the doctor for any injuries. It is likely that you will need to do so even when no police report has been filed. Be cautious when providing information to insurance companies as they will often attempt to assign blame for an accident. This can decrease the amount of compensation that you receive. The NYC lawyers for boating accidents at Mirman Markovits & Landau work hard to disprove and limit these claims.

If you're able you, it's a good idea to gather information about the other boat owners or operators that were involved in the crash. This includes their name, address, phone number and insurance details. It is also beneficial to keep a copy of the accident report filed.

Boat accidents can be frightening and may cause serious injuries. They can cause substantial medical expenses, lost wages and damages. The parties responsible are accountable for the harm they have caused you. The at-fault parties and insurance companies won't provide the compensation you're entitled to and it is therefore essential to consult a seasoned New York injury attorney as early as you can. This will allow you to focus on getting better and level the playing field.