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Motor Vehicle Legal Terms

The laws that govern motor vehicles vary from one state to another. In general, laws assume that a vehicle was operated with the consent of the owner.

Laws enhancing penalties such as making revocation automatic and targeting social hosts have varying impact on mortality rates. All of these measures, such as mandatory education, alcohol treatment and interlock devices, have only a tiny effect.

Legal Definitions

State laws govern motor vehicle legal terms. The various federal definitions used in connection with national requirements for fuel economy and licensing standards for commercial vehicle drivers serve mostly administrative reasons, and do not apply to states that determine their own registration classifications. These vehicle registration classifications determine if a driver needs to obtain a special license to operate certain kinds of vehicles.

These state laws define the terms "automobile," "light truck" and many others. For instance light truck, it is any vehicle with a capacity that is less than 7,500 pounds. This excludes panel delivery vehicles and pickup trucks. Also, it does not include any vehicle or combination of vehicles specifically designed to carry passengers or property entirely within its own structure, including trailers and manufactured homes.

Wheel chairs are vehicles with wheels used by people who are physically disabled and unable to walk. A moped is a motor vehicle accident Lawsuits (seren.Kr) vehicle with no more than three wheels that are in contact with the ground. It travels at speeds of no more than 35 miles per hour.

A pedal-driven vehicle, is driven by the driver sitting on the top. A person who holds the legal title to a vehicle is referred to as the owner of the vehicle.

Traffic Laws

Each state has its own motor vehicle laws which cover everything from registration procedure to insurance requirements. The statutes also cover the kinds of vehicles covered by the law. Some of these laws are identical across states, while others are different. There are laws that restrict the number of people that can be carried in a pedicab. There are laws that prohibit reckless driving on certain kinds of roads, like parking spaces.

Anyone who drives a motor vehicle in contravention of these laws could be penalized and liable for fines for violating these laws. The penalties range from being able to have your driver's license suspended to being required to attend the traffic school.

One of the most important laws in a state pertaining to vehicles is that which governs the speed limits set on roadways. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

It also defines the term "motor vehicle" as any type of vehicle or any other device that moves mechanically and used on the highway to transport people or property, or for other commercial reasons. The law does not apply to trailers, coaches and semitrailers, all terrain and snowmobile vehicles, motorized mobility assist devices used by disabled people as well as self-propelled corn and harvesting machines for hay.

Insurance

A motor vehicle policy is a contract which protects the insurer against financial losses caused by bodily injury, death, or property damage caused by a third party that results from the ownership, operation, maintenance, or Motor Vehicle Accident Lawsuits use of an insured vehicle. It may also protect physical damage to the vehicle. It must contain the address and name of the insured named, the coverage afforded by the policy, the amount that is charged, the period of effectivity and the limits of liability. It must also contain an agreement or endorsement that states that the insurance provided is in line with the coverage specified as to bodily injury or death, or property damage.

Duncanville law firms often suggest that clients review the sample motor vehicle policy in order to know the terms. One of the most common areas of confusion is the definition of "motor vehicle." The phrase appears frequently in statutes governing vehicle registration and financial responsibility laws.

Examples of coverages offered under a motor vehicle accident lawyers policy include commercial auto insurance for cars used for commercial or business establishments or for employment, activities, or jobs done for profit, and automobile liability insurance, which includes PIP, MP, and uninsured or underinsured driver coverage (UM/UIM). A majority of states require drivers to carry this kind of insurance.

Permissive Use

It is essential to know how insurance coverage will work when someone other than the named insured or a family member drives your vehicle and causes an accident. This is known as permissive use and the specifics of your policy may differ however, generally speaking, all large car insurance companies provide this kind of coverage.

It is important to remember that you are accountable for any damage caused by a driver with your permission. Permission can be either implied or explicit and does not typically require a written document.

In determining if there is implied consent, courts take into consideration the relationship between the parties, their past behavior and the use of the vehicle and the circumstances surrounding a specific driving event. A court will also look at whether any restrictions were made on the permissive usage and whether any minor deviations from the duration, location or restrictions of the initial permission would violate of these restrictions.

Be aware that adding another driver to your car insurance will likely cause your premium to go up since it makes the vehicle more risky to insure. It is important to think about your options before lending your car to others. Contact Jerry to get a free insurance quote and discuss the policy's terms.