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How to File a Boat Accident Claim

Boating can be enjoyable and thrilling, but it can quickly turn deadly if not careful. Boats must also abide by strict safety rules to avoid injuries.

If you've suffered injuries in an accident while on the boat, you could be eligible for compensation for medical expenses and property damage. Contact a New York boat accident law firm accident lawyer to increase your odds of winning.

1. Gather Evidence

The most important thing you can do following a boating accident is to gather evidence and get in touch with a lawyer. It is also important to seek medical assistance immediately for any injuries. Medical documents and other evidence are needed to prove claims for damages, like future and current medical costs, loss of income or earning potential, property damage, and non-economic damages like suffering and pain.

Video and photographs can help preserve physical evidence from the scene of a boating accident. Eyewitness testimony can be an invaluable piece of evidence as it provides details about the incident that could otherwise be overlooked. Police and incident reports can also be used to determine the time line of what happened in the incident.

A knowledgeable lawyer can review the evidence and determine which parties might be accountable for victim's injuries or expenses. A claim for negligence in a boating accident typically involves multiple parties including the boat's operator and the owner or manufacture of the watercraft.

An experienced lawyer can handle all communication between victims and insurance providers involved in the victim's compensation claim. A lawyer can help victims to avoid saying anything that could be used against them in the courts, and can help victims obtain fair settlement offers for damages.

2. File a Report

When a boating incident occurs, the first thing you must do is make sure that everyone is secure. Then, you should contact the local police and file a formal report. According to the laws of the state and regulations you may only have 48 hours to file an official report in the event of serious injury or death that requires medical attention beyond basic first aid. Additionally, you may be given ten days to file a claim in the event of more than $2,000 of damage or if the boat gets lost.

If you can, be at the scene to help other boats or persons without placing your safety or the safety of the victim in danger. This will let the law enforcement officer to record important details, like how the accident occurred, who was aboard at the time of the crash, and what it caused.

Even well-trained and experienced boaters could be involved in an accident on the water because of someone else's negligence. An experienced lawyer can identify the person who was negligent in causing your damages, and help you seek compensation. Recoverable damages typically include your medical expenses, property damage, and financial losses. A lawsuit against the party responsible could also result in monetary compensation for your discomfort and pain, loss of quality life, as well as emotional distress associated with the incident.

3. Examine the damages

After medical professionals have evaluated all injuries and found that everyone is in a safe area It is essential to take a good look at the damage to the boat. You must now begin thinking about your insurance policy.

A surveyor will be assigned to your claim and will go out to inspect the damage caused by the accident. The surveyor will evaluate the initial report to the damage and then begin to determine the value of the damages.

Most boat accidents result from a combination of factors and it's impossible to control all of them. However, if there was a manufacturer defect in the vessel itself it might be possible to file a product liability claim against the company that manufactured the boat.

In these cases you will require an attorney with experience in boating claims. They can create a strong case to prove that the manufacturer is responsible for the accident.

It is important to remember that various types of boats are covered differently by an insurance policy. For instance, homeowners insurance will typically only cover smaller boats that have an engine which is less than 50 HP. Insurance for homeowners does not cover jet skis, larger vessels, or airboats.

4. Contact an attorney

Notify your insurance company whenever you feel secure and have seen the doctor for any injuries. Even if there is no police report, you will still need to notify your insurance company. It is essential to be careful with your information as the insurance companies will often try and assign blame for the incident. This can reduce the amount of compensation paid. The NYC lawyer for boating accidents at Mirman Markovits & Landau work to prove and limit these claims.

If you're able to then it's a great idea to gather information on the other boat operators or owners involved in the crash. This includes their address, name along with their phone number and insurance information. It is also helpful to keep a copy of the accident report that has been filed.

Boat accidents can be terrifying and can cause serious injuries. They can cause significant medical bills along with lost wages and other damage. Those who are responsible are accountable for the harm they have caused you. You will not get the compensation you deserve if don't consult an experienced New York injury lawyer as quickly as is possible. This will help even the playing field and allow you to focus on getting well.